The Smartest Move Self-Funded Employers Can Make
Protect Earning Capacity. Strengthen Culture. Safeguard the Bottom Line. 1. The Unspoken Risk Draining Self-Funded Employers Musculoskeletal and movement-related disorders (MSDs, MSDs and NMSDs) are the #1 cost driver in employer health plans—outpacing cardiac disease, cancer, and diabetes combined. They quietly erode what matters most: functional capacity, profitability, and trust. MSDs account for 20–30 % of all employer health spend, and the total business cost—including absenteeism and productivity loss—averages $2–4 million per 1,000 employees each [...]









